Security & cloud

Define card data flows before choosing your validation route

PCI DSS addresses environments storing, processing or transmitting card data. Map payment, hosting and ecommerce flows, then confirm the reporting required by card brands or acquirers.

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Scope and applicability

Payment card data security requirements and validation

PCI DSS is not a general statutory certification for Korean software companies. Compliance programs and commercial terms determine SAQ, ROC and other reporting obligations.

Korean certification schemes and international standards are different. A translated guide does not extend a Korean certificate to other countries. Confirm the target market, product classification and current requirements with the relevant body.

Who this is for

  • Payment and ecommerce service providers
  • Hosts handling card data environments
  • Vendors subject to card brand or acquirer requirements

Documents to prepare

Card data flows and CDE scope

Identify storage, processing, transmission, connected systems and outsourced responsibilities.

Technical and operational controls

Document accounts, networks, logs, vulnerabilities, secure development and policy execution.

Validation reports

Prepare required SAQ, ROC, AOC and applicable scan and test evidence.

Preparation process

  1. Confirm recipient requirements

    Agree report method, deadline and validation level with the brand or acquirer.

  2. Validate scope and close gaps

    Review the CDE and exclusions with the assessor.

  3. Validate, report and maintain

    Complete assessments, scans, submissions and recurring activities.

Timing

Remediation, recurring activities and assessor availability determine timing. Work backward from customer reporting deadlines.

Agency fees

QSA, ASV and testing fees

Individual provider quotation

SAQ or ROC route, CDE size and testing scope determine cost.

Sources and references ↗

Document automation and management cost KRW 300,000 per month. Expert services and certification body testing or assessment fees are separate. Specify supports preparation; the relevant authority or certification body makes the final decision.

Pricing and certification costs →

Optional expert consulting

Expert review and consulting are optional, separately scoped services. Choose support for PCI DSS based on your team's readiness and the evidence or assessment preparation you need.

  • Confirm institutional testing, assessment and registration fees separately in the contract.
  • Development fixes, clinical studies where applicable, security equipment and infrastructure operations may require separate budgets.
  • Confirm internal staffing, travel, translation, VAT, surveillance and renewal costs in the quotation.

Questions and answers

Can we freely choose any SAQ?

You must meet that SAQ's eligibility conditions and the brand or acquirer's reporting requirements.

Does PCI SSC impose all reporting obligations?

PCI SSC maintains standards; compliance program operators such as brands and acquirers set validation and reporting requirements.

Does outsourcing payment remove all obligations?

Applicability depends on the integration, actual data flows and the site's influence on payment security.

Sources and references

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